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35x12.50R20 vs 40x13.50R20

40x13.50R20 is +5.00″ in overall diameter and +25 mm in section width against 35x12.50R20 — a diameter change of +14.29%, which breaks the ±3% substitution rule. An indicated 60 mph would really be 68.6 mph.

Outside 3%

Every dimension

Difference between 35x12.50R20 and 40x13.50R20
Dimension35x12.50R2040x13.50R20Change
Overall diameter35.00″ → 40.00″+5.00″ (+14.29%)
Section width318 mm → 343 mm+25 mm (+8.00%)
Sidewall height190.5 mm → 254.0 mm+63.5 mm
Rolling circumference109.96″ → 125.66″+15.71″
Revolutions per mile576.2 → 504.2−72.0
Axle height / clearance17.50″ → 20.00″+2.50″
35x12.50R20318 mm
40x13.50R20343 mm
Scale drawing comparing 35x12.50R20 and 40x13.50R20, both standing on the same ground line
35x12.50R20 35.00″40x13.50R20 40.00″

Which is taller, 35x12.50R20 or 40x13.50R20?

40x13.50R20 is the taller of the two, at 40.00″ against 35.00″. The gap is 5.00 inches, or 127.0 mm.

One of these is a flotation size, which states its overall diameter on the sidewall, while the metric size only implies one — so the comparison is between a stated height and a derived one. 35x12.50R20 is 317.5 mm wide with a 190.5 mm sidewall on a 20 wheel; 40x13.50R20 is 342.9 mm wide with a 254.0 mm sidewall on a 20 wheel.

What the speedometer will read

Indicated versus actual speed after the size change
Speedometer readsActual speedError
25 mph28.6 mph+3.6 mph
40 mph45.7 mph+5.7 mph
55 mph62.9 mph+7.9 mph
60 mph68.6 mph+8.6 mph
70 mph80.0 mph+10.0 mph
80 mph91.4 mph+11.4 mph

Fitting 40x13.50R20 in place of 35x12.50R20 multiplies every speed and distance reading by 1.14286. Over 10,000 indicated miles the odometer is out by +1,429 miles.

Effective gearing moves by the same proportion. A vehicle with 3.73 axles running 35x12.50R20 would need 4.26 to keep the same engine speed on 40x13.50R20. Work it out for your own axle ratio.

Full specification of each size

35x12.50R20

Derived dimensions for 35x12.50R20
DimensionMetricImperial
Section width317.5 mm12.50″
Sidewall height190.5 mm7.50″
Wheel diameter508.0 mm20.0″
Overall diameter889.0 mm35.00″
Rolling circumference2,792.9 mm109.96″
Revolutions per mile358.1 / km576.2 / mile
Measuring rim (estimate)254 mm10″

40x13.50R20

Derived dimensions for 40x13.50R20
DimensionMetricImperial
Section width342.9 mm13.50″
Sidewall height254.0 mm10.00″
Wheel diameter508.0 mm20.0″
Overall diameter1,016.0 mm40.00″
Rolling circumference3,191.9 mm125.66″
Revolutions per mile313.3 / km504.2 / mile
Measuring rim (estimate)279 mm11″

Rim widths differ too: 35x12.50R20 is designed for 9″11″ and 40x13.50R20 for 10″12″. Their measuring rims differ, so the same wheel will not be ideal for both.

Can you swap one for the other?

Outside the ±3% rule

The diameter difference of +14.29% exceeds the ±3% rule of thumb. Expect a speedometer error of about 8.6 mph at an indicated 60, and an odometer that is off by the same proportion. It is a common swap even so — it just needs the instruments recalibrated to stay honest.

Neither figure says anything about physical fitment. Whether 40x13.50R20 clears the strut, the fender liner and the steering stops depends on wheel offset and suspension geometry that a size code does not encode. For maintenance rather than sizing, Car Basics covers tire care.

35x12.50R20 vs 40x13.50R20: common questions

Is 40x13.50R20 bigger than 35x12.50R20?
40x13.50R20 is 5.00 inches taller and 25 mm wider. In overall diameter that is +14.29%, which exceeds the ±3% rule of thumb for a substitution.
How much will 40x13.50R20 throw off my speedometer?
Every reading scales by 1.14286. An indicated 60 mph becomes 68.6 mph, and every 100 miles on the odometer is really 114.3 miles.
How much does 40x13.50R20 change ground clearance over 35x12.50R20?
The axle centerline moves by 2.50 inches — half the diameter change, because half the extra height sits below the hub and half above it.
Will 40x13.50R20 fit where 35x12.50R20 fits?
Nothing derived from the size code can answer that. Clearance depends on wheel offset, suspension travel and body dimensions that no tire size contains. This page tells you exactly what changes dimensionally, which is the part that can be calculated.

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