Is 275/45R20 bigger than 245/50R20?

275/45R20 is 0.10 inches taller and 30 mm wider. In overall diameter that is +0.33%, which stays inside the ±3% rule of thumb for a substitution.

How much will 275/45R20 throw off my speedometer?

Every reading scales by 1.00332. An indicated 60 mph becomes 60.2 mph, and every 100 miles on the odometer is really 100.3 miles.

How much does 275/45R20 change ground clearance over 245/50R20?

The axle centerline moves by 0.05 inches — half the diameter change, because half the extra height sits below the hub and half above it.

Will 275/45R20 fit where 245/50R20 fits?

Nothing derived from the size code can answer that. Clearance depends on wheel offset, suspension travel and body dimensions that no tire size contains. This page tells you exactly what changes dimensionally, which is the part that can be calculated.

245/50R20 vs 275/45R20

275/45R20 is +0.10″ in overall diameter and +30 mm in section width against 245/50R20 — a diameter change of +0.33%, which stays inside the ±3% substitution rule. An indicated 60 mph would really be 60.2 mph.

Within 3%

Every dimension

Difference between 245/50R20 and 275/45R20
Dimension	245/50R20 → 275/45R20	Change
Overall diameter	29.65″ → 29.74″	+0.10″ (+0.33%)
Section width	245 mm → 275 mm	+30 mm (+12.24%)
Sidewall height	122.5 mm → 123.8 mm	+1.3 mm
Rolling circumference	93.13″ → 93.44″	+0.31″
Revolutions per mile	680.3 → 678.1	−2.3
Axle height / clearance	14.82″ → 14.87″	+0.05″

245/50R20245 mm

275/45R20275 mm

245/50R20 29.65″275/45R20 29.74″

Which is taller, 245/50R20 or 275/45R20?

275/45R20 is the taller of the two, at 29.74″ against 29.65″. The gap is 0.10 inches, or 2.5 mm.

Both are metric sizes, so neither states its height directly. Both figures below are derived from the section width, aspect ratio and wheel diameter in the code. 245/50R20 is 245 mm wide with a 122.5 mm sidewall on a 20″ wheel; 275/45R20 is 275 mm wide with a 123.8 mm sidewall on a 20″ wheel.

What the speedometer will read

Indicated versus actual speed after the size change
Speedometer reads	Actual speed	Error
25 mph	25.1 mph	+0.1 mph
40 mph	40.1 mph	+0.1 mph
55 mph	55.2 mph	+0.2 mph
60 mph	60.2 mph	+0.2 mph
70 mph	70.2 mph	+0.2 mph
80 mph	80.3 mph	+0.3 mph

Fitting 275/45R20 in place of 245/50R20 multiplies every speed and distance reading by 1.00332. Over 10,000 indicated miles the odometer is out by +33 miles.

Effective gearing moves by the same proportion. A vehicle with 3.73 axles running 245/50R20 would need 3.74 to keep the same engine speed on 275/45R20. Work it out for your own axle ratio.

Full specification of each size

245/50R20

Derived dimensions for 245/50R20
Dimension	Metric	Imperial
Section width	245.0 mm	9.65″
Sidewall height	122.5 mm	4.82″
Wheel diameter	508.0 mm	20.0″
Overall diameter	753.0 mm	29.65″
Rolling circumference	2,365.6 mm	93.13″
Revolutions per mile	422.7 / km	680.3 / mile
Measuring rim (estimate)	203 mm	8″

275/45R20

Derived dimensions for 275/45R20
Dimension	Metric	Imperial
Section width	275.0 mm	10.83″
Sidewall height	123.8 mm	4.87″
Wheel diameter	508.0 mm	20.0″
Overall diameter	755.5 mm	29.74″
Rolling circumference	2,373.5 mm	93.44″
Revolutions per mile	421.3 / km	678.1 / mile
Measuring rim (estimate)	229 mm	9″

Rim widths differ too: 245/50R20 is designed for 7.5″–9″ and 275/45R20 for 8.5″–10″. Their measuring rims differ, so the same wheel will not be ideal for both.

Can you swap one for the other?

Inside the ±3% rule

The diameter difference of +0.33% is within the ±3% that fitters use as the boundary for a substitution, so the speedometer, odometer and wheel-speed-derived systems stay close enough to calibration. The section width difference of +30 mm is a separate question and is the one that decides whether it rubs.

Neither figure says anything about physical fitment. Whether 275/45R20 clears the strut, the fender liner and the steering stops depends on wheel offset and suspension geometry that a size code does not encode. For maintenance rather than sizing, Car Basics covers tire care.