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285/65R20 vs 37x12.50R20

37x12.50R20 is +2.41″ in overall diameter and +33 mm in section width against 285/65R20 — a diameter change of +6.98%, which breaks the ±3% substitution rule. An indicated 60 mph would really be 64.2 mph.

Outside 3%

Every dimension

Difference between 285/65R20 and 37x12.50R20
Dimension285/65R2037x12.50R20Change
Overall diameter34.59″ → 37.00″+2.41″ (+6.98%)
Section width285 mm → 318 mm+33 mm (+11.40%)
Sidewall height185.3 mm → 215.9 mm+30.6 mm
Rolling circumference108.66″ → 116.24″+7.58″
Revolutions per mile583.1 → 545.1−38.0
Axle height / clearance17.29″ → 18.50″+1.21″
285/65R20285 mm
37x12.50R20318 mm
Scale drawing comparing 285/65R20 and 37x12.50R20, both standing on the same ground line
285/65R20 34.59″37x12.50R20 37.00″

Which is taller, 285/65R20 or 37x12.50R20?

37x12.50R20 is the taller of the two, at 37.00″ against 34.59″. The gap is 2.41 inches, or 61.3 mm.

One of these is a flotation size, which states its overall diameter on the sidewall, while the metric size only implies one — so the comparison is between a stated height and a derived one. 285/65R20 is 285 mm wide with a 185.3 mm sidewall on a 20 wheel; 37x12.50R20 is 317.5 mm wide with a 215.9 mm sidewall on a 20 wheel.

What the speedometer will read

Indicated versus actual speed after the size change
Speedometer readsActual speedError
25 mph26.7 mph+1.7 mph
40 mph42.8 mph+2.8 mph
55 mph58.8 mph+3.8 mph
60 mph64.2 mph+4.2 mph
70 mph74.9 mph+4.9 mph
80 mph85.6 mph+5.6 mph

Fitting 37x12.50R20 in place of 285/65R20 multiplies every speed and distance reading by 1.06978. Over 10,000 indicated miles the odometer is out by +698 miles.

Effective gearing moves by the same proportion. A vehicle with 3.73 axles running 285/65R20 would need 3.99 to keep the same engine speed on 37x12.50R20. Work it out for your own axle ratio.

Full specification of each size

285/65R20

Derived dimensions for 285/65R20
DimensionMetricImperial
Section width285.0 mm11.22″
Sidewall height185.3 mm7.29″
Wheel diameter508.0 mm20.0″
Overall diameter878.5 mm34.59″
Rolling circumference2,759.9 mm108.66″
Revolutions per mile362.3 / km583.1 / mile
Measuring rim (estimate)216 mm8.5″

37x12.50R20

Derived dimensions for 37x12.50R20
DimensionMetricImperial
Section width317.5 mm12.50″
Sidewall height215.9 mm8.50″
Wheel diameter508.0 mm20.0″
Overall diameter939.8 mm37.00″
Rolling circumference2,952.5 mm116.24″
Revolutions per mile338.7 / km545.1 / mile
Measuring rim (estimate)254 mm10″

Rim widths differ too: 285/65R20 is designed for 8″9.5″ and 37x12.50R20 for 9″11″. Their measuring rims differ, so the same wheel will not be ideal for both.

Can you swap one for the other?

Outside the ±3% rule

The diameter difference of +6.98% exceeds the ±3% rule of thumb. Expect a speedometer error of about 4.2 mph at an indicated 60, and an odometer that is off by the same proportion. It is a common swap even so — it just needs the instruments recalibrated to stay honest.

Neither figure says anything about physical fitment. Whether 37x12.50R20 clears the strut, the fender liner and the steering stops depends on wheel offset and suspension geometry that a size code does not encode. For maintenance rather than sizing, Car Basics covers tire care.

285/65R20 vs 37x12.50R20: common questions

Is 37x12.50R20 bigger than 285/65R20?
37x12.50R20 is 2.41 inches taller and 33 mm wider. In overall diameter that is +6.98%, which exceeds the ±3% rule of thumb for a substitution.
How much will 37x12.50R20 throw off my speedometer?
Every reading scales by 1.06978. An indicated 60 mph becomes 64.2 mph, and every 100 miles on the odometer is really 107.0 miles.
How much does 37x12.50R20 change ground clearance over 285/65R20?
The axle centerline moves by 1.21 inches — half the diameter change, because half the extra height sits below the hub and half above it.
Will 37x12.50R20 fit where 285/65R20 fits?
Nothing derived from the size code can answer that. Clearance depends on wheel offset, suspension travel and body dimensions that no tire size contains. This page tells you exactly what changes dimensionally, which is the part that can be calculated.

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